WELCOME to CLEAR PATH!

See If You Qualify for Rent-to-Own

✓ Free eligibility check

✓ No obligation

✓ Takes less than 2 minutes

✓ 100% confidential

Complete this short questionnaire to see if you qualify for our Rent-to-Own program. It only takes about 2 minutes.

Rent-to-Own Qualification Questionnaire

Complete this short questionnaire to see if you qualify.

Most applicants receive a response within 24 hours.

WHO IT'S FOR

Who The Rent-to-own Program Is For

Perfect for families with stable income who are close to mortgage approval but need a little more time to qualify.

  • Self-Employed Buyers

    Income may be strong, but traditional lenders require more documentation.

  • New Immigrants

    You have a stable income but not enough Canadian credit history yet.

  • Credit Improvement

    Your credit score needs time to improve before mortgage approval.

  • Growing Families

    You want to move into your home now while preparing financially.

  • Stable Income but Limited Savings for Down Payment

    You can afford monthly payments but need time to save.

  • Future Homeowners

    You want a structured path toward owning your home.

Frequently Asked Questions

How long is the rent-to-own program?

Most programs run between 24–36 months, allowing time to improve credit and prepare for mortgage approval.

Do I need a good credit to qualify?

No. Our program is designed for buyers who have stable income but need time to improve their credit profile.

Can I choose my own home?

Yes. We help you find a home that fits your needs and budget.

How much down payment is required?

Typically 3–5% of the purchase price depending on the home and agreement.

What happens at the end of the program?

Once you qualify for a mortgage, you purchase the home and become the owner.

How long does the application take?

The initial eligibility check usually takes less than 2 minutes.

Is there any obligation to apply?

No. The eligibility check is free and there is no obligation to move forward.

Clear Path Homes helps families move into their future home today through a structured Rent-to-Own program designed to lead to mortgage approval and homeownership.

  • Phone: (437) 525-0437

Service Areas

Ontario

Alberta

Saskatchewan

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